Healthcare
News & UpdatesTVA and Medicare Health Insurance for 2025 Presentation
The TVARA Chattanooga Chapter Meeting on October 15, 2024, discusses important updates regarding TVA's health insurance plans for 2025. The presentation highlights changes in PPO and CDHP premiums, deductibles, and out-of-pocket maximums. It also emphasizes the...
Medicare Advantage Plan Story Part 1
A Cautionary Tale (or Adventures with a Medicare Advantage HMO Plan) By TOM SWANSON, Chair, TVARA Healthcare Committee So my mother-in-law aged into Medicare in 1993 before the creation of Advantage plans. Sometime later she was convinced (I am sure by the...
Medicare Advantage Plan Story Part 2
A Second Cautionary Tale (or Additional Adventures with a Medicare Advantage HMO Plan)By TOM SWANSON, Chair, TVARA Healthcare Committee For those of you new to my adventure in attempting to help my mother-in-law navigate the world of Medicare Advantage Health...
You’re Turning 65 and about to lose the TVA Group Plan, now WHAT?
When a TVA retiree (or an insured family member) reaches age 65, the retiree (or family member) will no longer be covered by one of the two TVA group health insurance plans known as the 80-percent Preferred Provider Organization (PPO) Plan or the Consumer-Directed...
MEDICARE BASICS
This paper covers the following topics in order: Original Medicare Medicare Advantage Plan (Part C) Medicare CostsOriginal MedicareMedicare Prescription Drug Plan (Part D) Medicare Advantage Plan Medicare Supplement Plan (Medigap) Pricing Methods Switching Plans...
Advantage Plans – How can they be Free? What’s the catch?
It’s that time of the year again. Time for all the medical insurance experts on TV to tell you to get ALL YOU DESERVE by signing up with a Medicare Advantage Plan. You are flooded with possible additional benefits all at promised zero or low premium and depending on...
Four Medicare Open Enrollment Scams to Avoid
Below are some common tactics that scammers use on Medicare beneficiaries around the open enrollment period each year. This information will help you avoid falling victim to identity theft and/or Medicare fraud and allow you to warn others about these schemes. Bogus...
Medicare Open Enrollment – It’s coming to your home soon!
Just a reminder that Medicare participants can choose from any of the actions listed below. Changes made during the MOE period (OCT 15 – DEC 7) will go into effect January 1 of the following year. • Change from Original Medicare to a Medicare Advantage Plan.(Part C) •...
Medicare Open Enrollment Mistakes
The following is based on an article published by Kate Ashford, NERDWALLET 1. Waiting too long to get started. The Open Enrollment Period is from OCT 15 to DEC 7. The weeks in October are usually characterized by a frenzy of activity by all parties involved in this...